Mobile apps have become an integral part of our daily lives, offering a convenient and easy way to access information, communicate with others, and complete tasks on the go. From social media and entertainment to banking and shopping, there are mobile apps for just about everything.
Specifically, concerning traveling, it’s pretty much the norm nowadays for everyone to book their flights and hotels (فنادق) via mobile apps. Some have even gone a step further by opting to integrate cashless travel into their trips by way of mobile payment apps.
If you’re wondering whether you can incorporate mobile payment apps into your travel, here we discuss the mobile payment essentials for travelers.
Why use mobile payment apps?
Mobile payment apps offer a convenient and secure way to make payments while traveling. By utilizing a mobile payment app, you can leave your physical credit cards and cash at home and make payments simply by using your phone. This can be especially convenient for travelers looking to travel light.
Mobile Payment Apps for Travelers
Additionally, mobile payment apps, such as Apple Pay, Google Pay and Samsung Pay, can be used internationally, making it easy to make payments while traveling abroad. Some apps also offer automatic currency conversion, which can save you time and hassle when making purchases in a different currency.
Should we opt for cashless travel?
While one may argue that cashless travel is becoming more and more prevalent, we don’t necessarily recommend going cashless for your travels since it’s evident that not all merchants accept mobile apps as of yet. Furthermore, if your phone is lost, stolen, out of power, or has no internet connection, you may not be able to use your mobile payment app to make payments.
In short, while mobile payment apps do offer convenience, it's important to consider the potential downsides and take steps to mitigate any risks.
With that said, let’s take a closer look at how you can set up a mobile payment app to be used in your travels.
Setting up a mobile payment app
Before you leave for your trip, you'll need to download a mobile payment app and set it up on your phone. Follow the steps below for easy setup:
choose a mobile payment app: There are several mobile payment apps to choose from, including Apple Pay, Google Pay, and Samsung Pay. Consider the app's availability in your destination, as well as any fees or restrictions that may apply
download the app: Go to the App Store or Google Play Store on your phone and search for the mobile payment app that you want to use. Installing the app is a simple and straightforward process, you need only to follow the on-screen instructions
Set up the app: Open the app and follow the registration and set up instructions. This typically involves adding your payment methods, such as a credit card or bank account, and creating a security pin or biometric authentication (such as a fingerprint)
Using a mobile payment app abroad
Once you've set up your mobile payment app, you're ready to start using it on your trip. Here's how you can do so:
find a merchant that accepts mobile payments: Many merchants around the world accept mobile payments, but not all of them do. Look for mobile payment logos (such as Apple Pay or Google Pay) at the point of sale, or ask the cashier if they accept mobile payments
make a payment: To make a payment, simply unlock your phone and hold it near the merchant's payment terminal. You’ll need to make some confirmations displayed on the screen to complete the payment. Depending on the app and the merchant, you may need to authenticate the payment using a security pin, biometric authentication, or a one-time code sent to your phone
use offline mode: If you don't have an internet connection, you may still be able to make a payment using offline mode. This feature allows you to make a payment using stored payment information, even if you don't have an internet connection. However, keep in mind that offline payments may not be accepted at all merchants, and you may need to connect to the internet to complete the transaction
Tips for using a mobile payment app abroad
Here are some tips to keep in mind when using a mobile payment app abroad:
check for fees: Some mobile payment apps charge fees for international transactions or currency conversions. Make sure to check the fees before you use the app to avoid any surprises
notify your bank or credit card issuer: Before you leave, let your bank or credit card issuer know that you'll be using your card abroad. This will help prevent your card from being flagged for suspicious activity
keep your phone charged: Make sure to keep your phone charged while traveling as you'll need it to make payments and access other important information
use a secure connection: Whenever possible, use a secure WiFi connection when making payments or accessing sensitive information on your phone. This will help protect your personal information from cyber threats
Using a mobile payment app can make your travels more convenient by allowing you to make payments and access your account information from your phone. With a little preparation and some simple precautions, your mobile phone allows you to make your future journeys that much easier.
